You may have relied on your partner to sort out the finances in the past or be used to budgeting for another person. In either case the sooner you adjust and sort out your financial situation, the least likely you are to run into problems. The following steps will help:
If you find yourself in debt following the breakdown of a relationship it is important to seek advice from an independent advisor or the Citizen's Advice Bureau. They should be able to renegotiate some of your repayments.
Companies are not allowed to create a financial link known as an 'association' based on family relationships or address. In other words, if you live with a partner who has a poor credit rating then this cannot in itself affect your credit rating.
